BCR, BRD si Raiffeisen controleaza jumatate din piata bancara romaneasca

Primele trei banci romanesti, Banca Comerciala Romana (BCR), Banca Romana pentru Dezvoltare-BRD SocGen si Raiffeisen Bank, au cumulat in 2006 active totale de 86,92 miliarde lei (25,69 miliarde euro) care reprezinta putin peste jumatate din totalul pietei, potrivit statisticilor BNR. Cele trei banci comerciale si-au conservat pozitiile de lideri si au inregistrat cresteri masive ale activelor. Piata bancara romaneasca a afisat active totale de 172,2 miliarde lei (50,9 miliarde euro) la finalul anului 2006, in crestere cu 34,4% fata de 2005, arata datele Bancii Nationale a Romaniei (BNR), publicate vineri.

Activele BCR au crescut cu 36,77% in 2006 fata de anul anterior, de la 32,96 miliarde lei (8,96 miliarde euro), pana la 45,08 miliarde lei (13,3 miliarde euro).

BCR, care controleaza peste un sfert din piata bancara romaneasca si-a urcat cu 0,47% cota de piata in 2006, de la 25,73%, cat avea in 2005, pana la 26,3%.

BRD-Groupe Societe Generale a crescut activele cu 45,67%, de la 19,22 miliarde lei (5,22 miliarde euro), pana la 28 miliarde lei (8,28 miliarde euro).  BRD SocGen a cucerit 1,29% din piata romaneasca in 2006, aratand o strategie de expansiune a retelei bancare. BRD Soc Gen controla, la finalul anului 2006, o sesime din piata romaneasca, urcandu-si cota de la 15,01%, cat avea in 2005, pana la 16,3%.

Activele Raiffeisen Bank au crescut 25,45% in 2006 comparativ cu anul anteror, pana la 13,8 miliarde lei (4 miliarde euro), de la 11 miliarde lei (3 miliarde euro). Ritmul de crestere nu a fost suficient pentru a mari sau a mentine cota de piata si Raiffeisen Bank a cedat, la finalul lui 2006, 0,62% din piata, coborand de la 8,62% din activele sistemului bancar, cat avea in 2005, pana la 8%. (Sursa: NewsIn)

Situatia activului net in sistemul bancar romanesc, la data de 31 decembrie 2006:

	Mill RON	Mill EUR *	% in system
A. Banks with majority Romanian capital, of which:	19,619.7	5,801.7	11.4
A.1 Banks with majority public capital, of which:	9,395.7	2,778.4	5.5
A.1.1 Bank owned directly by the Ministry of Public Finance (MF):	7,043.9	2,082.9	4.1
1. Casa de Economii si Consemnatiuni	7,043.9	2,082.9	4.1
A.1.2 Banks owned in majority by the Authority for State Assets Recovery (AVAS, ex.APAPS):	2,351.8	695.5	1.4
1. Banca de Export Import a Romaniei – Eximbank	2,351.8	695.5	1.4
A.2 Banks with majority private capital, of which:	10,224.0	3,023.3	5.9
1. Banca Transilvania	8,081.8	2,389.8	4.7
2. Banca Comerciala Carpatica	1,635.7	483.7	0.9
3. Libra Bank	506.5	149.8	0.3

Net Assets – December 2006
		Mill RON	Mill EUR	% in system
	B. Banks with majority foreign ownership, of which:	142,511.1	42,141.9	82.8
1	Banca Comerciala Romana	45,080.1	13,330.6	26.2
2	BRD Groupe Societe Generale	28,027.2	8,287.9	16.3
3	Raiffeisen Bank	13,821.4	4,087.1	8.0
4	HVB Tiriac S.A.	8,826.0	2,609.9	5.1
5	Bancpost	7,701.3	2,277.4	4.5
6	Alpha Bank	7,145.6	2,113.0	4.2
7	ABN Amro Bank	5,269.6	1,558.3	3.1
8	Volksbank Romania	4,663.8	1,379.1	2.7
9	Banca Romaneasca Grupul National Bank of Greece	3,559.0	1,052.4	2.1
10	UniCredit Romania	2,858.5	845.3	1.7
11	OTP Bank Romania	2,642.5	781.4	1.5
12	Citibank Romania	2,431.3	719.0	1.4
13	Finansbank	2,380.3	703.9	1.4
14	Piraeus Bank	1,926.8	569.8	1.1
15	Romexterra Bank	1,220.3	360.8	0.7
16	SanPaolo IMI Bank Romania	1,107.4	327.5	0.7
17	Egnatia Bank	768.3	227.2	0.5
18	ProCredit Bank	746.5	220.8	0.4
19	Bank Leumi Romania S.A.	576.5	170.5	0.3
20	Emporiki Bank - Romania S.A.	366.4	108.3	0.2
21	Mindbank	346.2	102.4	0.2
22	Romanian International Bank	301.9	89.3	0.2
23	Banca C.R. Firenze Romania S.A.	255.0	75.4	0.1
24	Raiffeisen Banca pentru Locuinte	247.3	73.1	0.1
25	Porsche Bank Romania	199.5	59.0	0.1
26	HVB Banca pentru Locuinte	42.4	12.5	0.0

	Mill RON	Mill EUR	% in system
Total commercial banks (A + B)	162,130.8	47,943.6	94.2
C. Foreign banks branches, of which:	10,071.4	2,978.2	5.8
1. ING Bank	7,234.6	2,139.4	4.2
2. Banca Italo-Romena	1,301.0	384.7	0.8
3. Anglo Romanian Bank	580.6	171.7	0.3
4. Garanti Bank International	542.2	160.3	0.3
5. BLOM Bank Egypt	215.4	63.7	0.1
6. Banca di Roma SpA. Italia	197.6	58.4	0.1
7. Bank of Cyprus	0.0	0.0	0.0
Total banking system (A + B + C)	172,202.2	50,921.8	100.0
CREDITCOOP	540.2	159.7	-

Redactia BankNews.ro